Five things one should know before purchasing land in Kerala

It is not always an easy job to buy some property with an intention to sell it later for more profit, or constructing a house later. Real estate is one of the growing business all around India and there are people earning handsome of money doing real estate jobs. Unfortunately there are some wrong coins engaging and one should pay maximum attention especially before purchasing plots for house construction purpose. Your hard earned money should not be put in wrong lands by way of investment or whatever it may be. There are some important factors one should know before a purchasing a land in Kerala. 1. Ownership of the property Ownership is the most important aspect of the property and the authenticity of ownership can be verified through original documents. The person offering a particular property should prove the authenticity or title for the transaction. It is always good practice to ask original documents for verification. If you have any doubts on the ingenuity of the documents, don't hesitate to approach Sub Registrar Offices for verification. You can take certified copies of any documents from the registrar offices in Kerala. 2. Know the encumbrances or liability over the property Encumbrance certificate is an important document one should very before purchasing a particular property. This certificate is available from Sub Registrar Offices and you can apply it by online mode in Kerala. The Registration department of Kerala is fully computerized and it is better to take 30 years encumbrance certificate of the property you wish to purchase. You will get majority of the liability of a property from its encumbrance certificate. Scrutinize the certificate to know whether any mortgage, ownership and any other untold liability exists in the property you wish to purchase. Court attachments can also be identified by looking into the encumbrance certificate of a property. www.keralaregsitration.gov.in is the official website of Registration Department of Kerala for sending application for encumbrance certificate. 3. Check the fair value of the property Kerala is one of the few states in India where fair value of land is legal and compulsory. Government of Kerala officially published fair value of majority of the survey numbers in the state. It is important to check the fair value of the survey you wish to purchase either from the website (www.igr.kerala.gov.in) or from the particular Sub Registrar offices. One need to show more or equal amount of fair value as consideration in the document for registration purpose. You can also ensure the type of property from the fair value gazette and it is important to know whether the plot you wish to buy is a government owned property or not. 4. Tax receipt and possession certificate Village Officer is the authority who issues tax receipt and possession certificate of a particular property. The original tax receipt and the latest should be verified before buying a plot. You can also check the BTR, Basic Tax Register, to know whether any court cases prevails in the property. 5. Legally prohibited or not Some plots come under special category and should not be able to transact. All documents lack a specific ownership should be scrutinized. Revenue authorities gift property as "Pattayam" (ownership) to certain classes of people in the state from time to time. There some pattayam that cannot be transferred to people out side the family. Some pattayam cannot be transferred without attaining a particular period. These things should be verified and you should absolutely sure about the transparency of the documents.

Top mistakes to avoid before purchasing used mobile phones

Today many websites are dealing with second hand sales and this phenomenon brought huge impact in the mobile industry. People are just trying to use and throw their mobiles as new technology friend mobiles are coming in the market day by day. We all know what happened when Xiomi MI3 mobile first introduced in the Indian market. The overall result of this huge demand is the increase in the number of outdated mobiles which are introduced in the market as second hand sets. Price factor is the main attraction people mainly prefer second hand mobiles. You should compare the current price with the old one which you are planning to purchase. If the difference is too small, just go for the brand new one. You should grab the second hand mobiles at cheaper price and there is no point of purchasing a second hand mobile paying at a little lower rate than the new one. You will be disappointed soon as you can find some brand new items that you could have been grabbed with the amount you spend. Don't rely on a single websites for purchasing used mobiles. If you are after a special brand, look into many websites and select the best one. E bay, Amazon, Quikr, OLX are the major websites offering second hand products and there are many more in the lists. You can take your own time as you should not feel you have been deceived by someone. Just imagine why that particular person sold his used mobile? Is there any complaint with the mobile he is offering? Is the brand is original and having guarantee as offered? Warranty is an important factor especially in the second hand mobile sector. Try to purchase a brand with warranty card as it wipe out many of the headaches in the future. Don't afraid to ask questions about the product as you are going to spend money out of your pocket. Battery and charger are important accessories you should grab along with the mobiles. Sometimes you may not be able to purchase batteries for a particular brand. So make it sure you are satisfied with these items. You are free to ask as many accessories with the phones as per the cataloger. Try to purchase from a reliable source as you need to make it sure the mobile is not involved in any kind of illegal activities. Just purchase what you want and not be in trapped as the product is cheap. Majority of the people are comfortable with special brands and technology. There is no need to experiment with your money and time. For example if you are used with a touch phone, try to grab same kind of second hand phone. It is common sense to say that one should keep away from purchasing second hand mobiles paying huge money. You can have a brand new one with the money and why you take that much risk? Ask yourself several times whether you need this second hand mobile now or not. If you are still convinced, go for it.